SMART MONEY PEEPS OFFERS PROFESSIONAL FINANCIAL SERVICES AND INRETURN WOULD EXPECT YOU TO FOLLOW OUR RULES EFFECTIVE AS OF 6TH DECEMEBER, 2022.PLEASE READ THE FOLLOWING TERMS AND CONDITIONS RELATING TO YOUR AUTHORIZED USE OF THE SERVICES PROVIDED HERE CAREFULLY.

By I) using this site, SMART MONEY PEEPS. (“SMP”) or ii) utilizing any of the services from SMP through this site, you are deemed to have agreed to these Terms and Conditions. We reserve the right to modify them at any time.

You should check these Terms and Conditions periodically for changes. By using this site after we post any changes to these Terms and Conditions, you agree to accept those changes, whether or not you have reviewed them. With regard to services utilized from SMP, the version of these Terms and Conditions that were posted at the time of purchase or utilization apply. If at any time you choose not to accept these Terms and Conditions of use, do not use this site.

i. JURISDICTION

These terms shall be construed in accordance with the European law, without regard to any conflict of law provision. The waiver of any provision of these terms and conditions shall not be considered or a waiver of any other provision or our right to restrict observance of each of the terms herein. If any of these terms is found to be unenforceable or invalid for any reason, that provision shall be severable and all other provisions shall remain in full force and effect.

ii. GENERAL TERMS

As a service to our users, this Site may feature message boards, chat rooms/areas, discussion Blog, ratings, comments, bulletin board services, news groups (including, without limitation, Usenet and other third party news groups), communities and/or other message or communication facilities and other public/semi-public/private Blog (collectively, “Blog”) where users with similar interests or similar experiences can share information and support one another or where users can post questions for others to answer. We may also offer online discussions moderated by various experts or other persons. Much of the financial content of the Blog, including without limitation the descriptions for many Blog and the financial content within a specific message, comment or posting, is provided by and is the responsibility of the third party creator of the Blog or the person posting in that Blog. Smart Money Peeps has no responsibility for such content and is merely providing access to such financial content as a service to you.

Your Participation/Contribution Requires Consideration

Any financial information (including personally identifiable information or other personal information) that you reveal in a Blog, May, by design, be open to the public and in such case may not a private, secure service. You should think carefully before disclosing any information in any Blog. What you have written may be seen, disclosed to or collected by third parties and may potentially be used by others in ways we are unable to control or predict, including to contact you for unauthorized purposes. By submitting communications or financial content to SMP, you agree that such submission is non-confidential for all purposes, unless the Smart Money peeps specifically notes otherwise (for example, in the rules for a particular Blog).

Confidential Obligations

You agree that you will not upload or transmit any communications or financial content of any type to a SMP that infringe or violate any rights of any party. Further, you may have entered into an agreement with Smart Money Peeps that requires you to maintain the confidentiality of certain material or information of Smart Money Peeps.

It is your obligation to confirm that any post to a Blog you make does not breach any confidentiality obligation you have. Unless the Blog specifically notes that all members who are able to view posts are bound by confidentiality obligations, and further notes what types of information may be discussed, you may not post information which Smart Money Peeps has required you to preserve as confidential.

Grant of Rights

To the extent you are the original copyright holder of any post or submission by you to a Blog and such post or submission does not contain any of the information or material of Smart Money Peeps or other information you are required to preserve as confidential by Smart Money Peeps, then;

  1. I) you remain owner of such post or submission to the extent you were the owner; ii) you automatically grant on behalf of yourself or otherwise warrant that the owner of such financial content or intellectual property has expressly granted Smart Money Peeps, a royalty-free, perpetual, irrevocable, world-wide nonexclusive license to use, reproduce, create derivative works from, modify, publish, edit, translate, distribute, perform, display, and/or otherwise exploit, the post, submission, communication or financial content in any media or medium, or any form, format, or Blog now known or hereafter developed; and iii) you agree and warrant that Smart Money Peeps may sublicense or assign its rights through multiple tiers of sublicenses or assigns.

No Obligation to Remove

Smart Money Peeps  is not obligated to remove any financial content from the site which does not violate any civil or criminal laws and any contributions intended for display on this web site via any means, whether submitted via HTTP (web), SMTP (mail), NNTP (newsreader), or otherwise, are presumed to be contributed by the author/contributor with the intent that Smart Money Peeps  shall have an ongoing non-exclusive right to publish the contributed financial content for an indefinite amount of time, unless the financial content submitted was made under an agreement with Smart Money Peeps  with differing terms or Smart Money Peeps  has clearly only been provided limited non-exclusive publishing rights (for example, in the case of some exclusively copyrighted newsletter financial content). If you do not wish to have something which you submit to be published, do not submit it in the first place.

SMART MONEY PEEPS’s Right to Act

If Smart Money Peeps discovers communications which allegedly do not conform to any terms and conditions of this Site, Smart Money Peeps may investigate the allegation and determine in good faith and in its sole discretion whether to remove or request the removal of the communication. Smart Money Peeps will have no liability or responsibility for performance or non-performance of such activities. Smart Money peeps reserves the right to terminate or restrict your access to any or all of the Blog at any time without notice for any reason whatsoever. You acknowledge that some Blog available through the Site are available only through the Site and others are available both through the Site and other sources, such as Usenet, over which Smart Money Peeps has absolutely no control.

iii. THE SCOPE OF THE TERMS AND CONDITIONS

These Terms and Conditions apply to your use of all of the website at www.smartmoneypeeps.com, as well as any of its related domains or pages (collectively the “Site”), as well as to products and services purchased or utilized from the Site. Unless stated otherwise, all references to the Site in these Terms and Conditions include this Site. These Terms and Conditions do not apply to your use of unaffiliated sites to which the Site only links.

Restrictions on Use

The contents of this site are protected by copyright and trademark laws, and are the property of SmartMoneyPeeps. Unless we say otherwise, you may access the materials located within the Site only for your personal use. This means you may download one copy of posted materials on a single computer for personal, noncommercial home use only, so long as you neither change nor delete any author attribution, trademark, legend or copyright notice. When you download copyrighted material you do not obtain any ownership rights in that material.

You may not modify, copy, publish, display, transmit, adapt or in any way exploit the content of the Site. Only if you obtain prior written consent from us and from all other entities with an interest in the relevant intellectual property may you publish, display or commercially exploit any material from the Site.

You must abide by all additional copyright notices or other restrictions contained in any of the Site. You agree not to do any of the following while using the Site;

  • harass, stalk or otherwise abuse another user;
  • transmit or otherwise make available any content that is false, harmful, threatening, abusive, tortious, defamatory, libelous, disparaging (including disparaging of the Site), vulgar, obscene, pornographic or that promotes violence, racial hatred, terrorism or illegal acts, or is otherwise objectionable (as determined by us in our sole discretion);
  • transmit or otherwise make available any content that is unlawful or infringes, violates or misappropriates any patent, trademark, trade identity right, trade secret, publicity right, privacy right, copyright or any other intellectual property or any other rights of any third party;
  • Upload or transmit viruses, Trojan horses or other harmful, disruptive or destructive files or post material that interferes with any third party’s uninterrupted use and enjoyment of the Site.
  • impersonate any person or entity, or otherwise disguise the origin of any content transmitted through the Site or to us, including forging any TCP/IP packet header or any part of the header information in any transmission to the Site for any reason;
  • transmit or otherwise make available through the Site any personal advertising, junk mail, spam, chain letters, pyramid schemes or offer for sale of any products or services, except in areas specifically designated for such purposes; or
  • Violate any applicable local, state, federal or international law, rule or regulation.

Links

These Terms and Conditions apply only to this Site, and not to the sites of any other companies or organizations, including those to which this Site may link. We are not responsible for the availability of any other site to which this Site links. We do not endorse or take responsibility for the contents, advertising, products or other materials made available through any other site. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of, or reliance on, any content, goods or services available on any other site. You should direct any concerns to that site administrator or webmaster. Other sites may link to this Site only through a plain-text link or provided graphics link. Permission must be granted by us for any other type of link to the Site. To seek our permission, you may send an email to support (at) iamlesliesamuel.com. We reserve the right, however, to rescind any permission granted by us to link through a plain-text link or any other type of link, and to require termination of any such link this Site, at our discretion at any time.

No Personal Advice

The information contained in or made available through this Site (including but not limited to information contained on message boards, in text files, from services, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, psychological, financial, medical, business or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention. And, you should consult a licensed financial advisor for all matters pertaining to your personal or business finances.

Parental Permission; Minimum Age Requirement

This Site is not directed to persons under the age of 12. The use of any of the Site’s services is not directed to persons between the ages of 12-18. We will not knowingly collect personally identifiable information from persons under 12. WE STRONGLY RECOMMEND THAT PARENTS PARTICIPATE IN THEIR CHILDREN EXPLORATION OF THE INTERNET AND ANY ONLINE SERVICES AND USE THEIR BROWSERS PARENTAL CONTROLS TO LIMIT THE AREAS OF THE INTERNET TO WHICH THEIR CHILDREN HAVE ACCESS.

We hereby require all users of the Site to be over 12 and all users of SMP’s services to be over 12. You agree to abide by any such restrictions, and not to help anyone avoid these restrictions. If you are under 12, you agree to immediately stop accessing the Site. If you are accessing the Site, you represent that you are at least 12 years of age. If you are purchasing any of the products or services of SMP, you represent that you are at least 12 years of age.

Copyright

All content included on this Site, such as text, graphics, logos, button icons, images, and audio clips, digital downloads, data compilations, and software, is the property of SMP or its content suppliers and protected by United Kingdom and international copyright laws. The compilation of all content on this site is the exclusive property of the SMP and protected by European international copyright laws.

Service delivered Agreement

By accepting delivery of any product or service delivered from SMP, viewing such products, or otherwise using such services, you (“USER”) agree to be bound by the terms and conditions listed below. You and SMP agree that the following terms and conditions are the exclusive terms governing ANY transaction between you and SMP. Any attempt to alter, supplement, modify or amend these terms and conditions by the USER will be considered a material alteration of this agreement and, therefore, are null and void. In addition, these terms and conditions are subject to change at any time, without prior written notice. Therefore, please check these terms and conditions carefully each time you accept services from SMP.

Waiver

The failure of either party to require performance by the other party of any provision of this agreement shall not affect in any way the first party’s right to require such performance at any time thereafter. Any waiver by either party of a breach of any provision in this agreement shall not be taken or held by the other party to be a continuing waiver of that provision unless such waiver is made in writing.

Entire Agreement

These Terms and Conditions (along with the European Privacy Policy and Privacy Policy) are the complete and exclusive agreement between the SMP and you, and they supersede all prior or contemporaneous proposals, oral or written, understandings, representations, conditions, warranties, and all other communications between the SMP and you relating to the subject products. This agreement may not be explained or supplemented by any prior course of dealings or trade by custom or usage.