Point Break Financial Reviews
Hold on tight, because we’re about to answer the burning question on everyone’s mind: is Point Break Financial the real deal? Buckle up and get ready to ride the waves of excitement as we dive into Point Break Financial Reviews! You don’t want to miss a single second of this heart-pumping adventure as we uncover the truth about whether Point Break Financial is legit or not. So grab your surfboard and let’s ride this article all the way to the shore, where we’ll uncover the essential aspects you need to know about this institution!
Who Owns Point Break Financial?
Have you ever wondered who owns Point Break Financial? It might come as a surprise to learn that the debt consolidation service is owned by Point Break Holdings LLC, whose mailing address is located at 1968 S Coast Highway #28, Laguna Beach, CA. However, it is worth noting that the company’s website does not disclose the identity of its CEO or other key personnel. This could raise some concerns for anyone considering using their services.
If you are considering using Point Break Financial’s services, it’s important to do your research and read reviews before making any decisions. It’s also worth noting that any loan, including those offered by Point Break Financial, can potentially harm your credit score. However, managing the loan effectively and making timely payments can actually improve your credit profile.
Will Point Break Financial Hurt My Credit?
It is important to consider the potential impact on your credit score when obtaining a loan, including with Point Break Financial. Any loan has the potential to negatively impact your credit score if payments are not made in a timely manner or if the loan is used irresponsibly. On the other hand, making timely payments and using the loan wisely can actually help improve your credit profile.
To better understand how working with Point Break Financial could impact your credit, it is advisable to carefully review the terms of the loan agreement and how they compare to other financial services you may be considering. Some lenders may offer preferential rates to borrowers with higher credit scores, while others may offer more flexible terms for those with lower scores. Understanding these details can help you determine whether or not Point Break Financial is the right fit for your needs.
Point Break Financial Pros and Cons
Looking to consolidate your debt? While Point Break Financial may seem like a promising option, don’t be fooled! There are more cons than pros to using this service.
Firstly, they’re not a direct lender, which means you’ll have to navigate a third-party lender, posing a potential risk. But that’s not all – there have been numerous reports of people getting scammed by Point Break Financial. That’s right, you heard it! So if you do decide to use their service, exercise extreme caution and ensure that you fully comprehend the terms and conditions before signing anything.
All in all, we do NOT recommend using Point Break Financial for debt consolidation. There are plenty of better options available that won’t put you at risk of being scammed. So do your research and choose wisely!
Point Break Financial BBB Rating & Reviews
The absence of a Better Business Bureau BBB rating for Point Break Financial raises questions about their credibility in the debt consolidation industry. However, it is important to note that the lack of a rating does not necessarily indicate a negative reputation. In addition, while there are some complaints about the company online, they appear to be relatively minor.
Ultimately, the decision to work with Point Break Financial should be based on a thorough evaluation of the company’s services, reputation, and customer feedback. It is advisable to conduct independent research and consider multiple options before committing to any debt consolidation provider.
What is the Service Cost of Point Break Financial?
Although Point Break Financial is not a direct lender, they do charge an upfront service fee of $500. However, the actual cost may vary depending on the lender, and there may be additional hidden charges that you will be required to pay at a later time.
It is important to note that the true cost of their services goes beyond what is advertised on their website. If you are not cautious, you may end up paying an exorbitant amount for a service that is not worth the cost you initially anticipated.
What Is Point Break Financial Debt Consolidation Loan Minimum Credit Score?
Point Break Financial does not set a minimum credit score requirement for loan qualification since they are not a lender. However, the platform will inform borrowers of the lender’s specific credit score requirement based on individual terms. In the case of debt consolidation loans, a minimum credit score of 640 is necessary to be eligible.
Who is Point Break Financial affiliated with?
The website of Point Break Financial clearly states that the ownership of the website lies with Point Break Holdings LLC, situated at 1968 S Coast Highway #1028 Laguna Beach, CA 92651. The loans available on the website are provided by the affiliates of Point Break Holdings LLC, which include Kuber Financial and LLC dba Mobilend.
In case you encounter any issues or have any queries regarding the products offered by the affiliates, you can directly contact Kuber Financial or visit Point Break Financial at S Coast Highway #1028 Laguna Beach, CA 92651.
Is Point Break Financial Legit?
Before doing business with Point Break Financial, it’s crucial to verify their legitimacy. A quick search on Google using the keywords “Point Break Financial scam” will display multiple complaints and outcomes from individuals who have previously engaged with the company.
Although it’s wise to be cautious of information found online, there appears to be a general agreement that Point Break Financial is not a trustworthy company. People have accused the company of being a scam and characterized it as “predatory” and “not a lender.”
If you’re contemplating working with Point Break Financial, we strongly recommend reconsidering your options. Numerous other companies can provide you with the financial assistance you require without any negative connotations.
How to cancel Point Break Financial services
Canceling your Point Break Financial account is a straightforward process, but it may take several days to complete. To initiate the cancellation, follow these steps:
Firstly, reach out to Point Break’s customer service department and provide them with your account number and basic information to process the cancellation.
Next, contact Point Break Financial’s corporate office to close your account. You can submit your request via email or regular mail and should include your name, address, and account number.
Lastly, ensure that any recurring payments you have set up with Point Break Financial are canceled. You can do this by contacting the companies you set up these payments with and requesting that they terminate them.
It’s worth noting that this institution is a lead generation company that sells your information to lenders who may be able to help you with a loan rather than lending you money directly. Kuber Financial, LLC dba Mobilend is an affiliate that offers debt consolidation loans, while loans are provided by Point Break Holdings LLC dba Point break affiliates. They do not make or fund loans, decide on product offerings, or credit card decisions.
If you’re seeking debt consolidation, Point Break may not be the best option, particularly if you don’t know the minimum debt and interest rates. There are more reliable debt settlement companies available, and you should conduct your research, read user reviews, and other debt consolidation reviews before enrolling in any services within this debt settlement industry.
If you’ve had an experience working with Point Break Financial, please share your feedback as a user review in the comments section below.
